Welcome to HART’s Homeownership Center!
HART’s mission is to facilitate successful homeownership. By providing Homeownership Counseling classes, such as Pre-Purchase Education, Homeownership Education, Debt Management, and Credit Counseling, homebuyers will be financially educated before purchasing their homes. HART’s counseling programs are recognized with national standard to assist your prospective homebuyers qualify for mortgage loans, and to avoid predatory lending practices.
HART’s Down Payment Assistance Program was launched in July of 1998, one of the most recognized gift program nationwide. HART's Down Payment Assistance Program has helped more than forty thousand families across the country to realize the dream of homeownership. The program assists prospective homeowners who qualify for mortgage loan, however, require the down payment assistance and closing costs necessary to purchase a home. Builders/sellers participation is necessary to help HART, a non-profit organization, in its efforts to assist future homebuyers in attaining the American dream of homeownership. By making a non-income tax deductible contribution of the gifted amount & the HART processing fee (if paid by the sellers), after closing, the builder/seller helps to replenish the “blind mixed pool of funds.”
Post-Purchase Education, Delinquency Counseling, and Loss Mitigation Counseling provide advises to your homebuyers to become responsible homeowners to avoid pitfalls common in the first year of homeownership, and to become acquainted with mortgage delinquencies and foreclosure prevention
Again, welcome to HART, and thank you for supporting HART’s continuing efforts to strengthen the housing communities.
